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Free Advanced Mortgage Calculator - Monthly Payments & Amortization | FreeWWW
🏠 Advanced Mortgage Calculator
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📊 Mortgage Inputs
Tab
to navigate
Home Price ($)
?
$50K
$2M+
Down Payment ($)
?
20.0% of home price
Loan Term
?
30 years
25 years
20 years
15 years
10 years
Interest Rate (%)
?
0%
15%
Advanced Options
Annual Property Tax ($)
?
Annual Home Insurance ($)
?
PMI Rate (%)
?
Applied when down payment < 20%
Monthly HOA Fees ($)
?
Include taxes, insurance & PMI in total payment
💰 Prepayment Options
Extra Monthly Payment ($)
?
One-Time Extra Payment ($)
?
Apply One-Time Payment in Month #
Show prepayment comparison in charts
📈 Mortgage Summary
Loan Amount
$240,000
Principal & Interest
$1,516.04
Total Monthly Payment
$1,916.04
Total Interest Paid
$305,776
Debt-to-Income Estimate (based on $6,000/mo income)
0%
28% (Ideal)
36% (Max)
50%+
Enter your monthly income to see affordability
Prepayment Savings!
Pay off
0
months early and save
$0
in interest!
PMI Required
Down payment is less than 20%. PMI of
$100
/month is included. PMI will be removed after ~
60
months.
Charts
Amortization
Compare Terms
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Payment
Principal
Interest
Balance
Show All Payments
Export to CSV
Loan Option
Monthly P&I
Total Interest
Total Cost
Payoff Time
